Payouts, simplified

Send money to any UPI or bank account — in one API call.

PayMyQR handles instant UPI, IMPS, NEFT & RTGS disbursals with reconciliation, webhooks and a self-serve dashboard.

Get started Explore the API
99.9% uptime SLA settled in <30s RBI-aligned · PCI-DSS
app.paymyqr.com
Wallet balance ₹5,00,00,000 3,412 payouts today
99.9%
R Ramesh Tradersramesh@okhdfc ₹12,500 processed
A Anita SharmaHDFC ••4821 ₹48,000 processed
Z Zomato PayrollBulk · 214 ₹9,80,000 queued
UTR in real time
UPI · IMPS · NEFT · RTGS
Bank-grade rails, compliance built in 256-bit encryption PCI-DSS aligned RBI-regulated partners 99.9% uptime
The flow

Three steps between your ledger and their bank account

01

Fund your wallet

Top up your PayMyQR wallet from any bank account — your balance reconciles automatically, in real time.

02

Send the payout

One API call or a CSV upload pays any VPA or bank account — a single transfer or a batch of thousands.

03

Settle & reconcile

Money moves in seconds. Your dashboard and signed webhook fire the moment it clears — no spreadsheet needed.

Signature view

Every payout, visible the second it clears

The same feed your finance team watches — no batch delay, no “processing” limbo.

Live feed
Beneficiary Payout ID Method Amount Status
Product

Built for teams who pay hundreds, not one invoice at a time

Everything finance and engineering need to disburse funds — securely, instantly, without the ops overhead.

Instant payouts

UPI, IMPS, NEFT & RTGS to any beneficiary, routed automatically.

Secure by design

Scoped API keys, IP allow-listing, HMAC-signed webhooks and KYC gating.

Reconciliation

Every rupee tracked with a running-balance wallet ledger and statements.

Developer-first API

Clean REST API, idempotency, and real-time webhooks for every event.

Use cases

Every payout your business makes

Vendor & supplier paymentsSettle invoices to thousands of suppliers on time, every time.
Payroll & salariesRun payroll for full-time staff and gig workers in a single batch.
Customer refundsPush instant refunds to UPI or bank — no card network delays.
Marketplace settlementsPay out sellers and delivery partners automatically on schedule.
Loan disbursalsDisburse approved loans to borrowers within seconds of approval.
Rewards & cashbackSend incentives, cashback and commissions at scale.
99.9%
Payout success
<30s
Avg. settlement
24×7
Incl. bank holidays
4
Rails (UPI/IMPS/NEFT/RTGS)
For developers

One API call moves the money

Predictable JSON, idempotency keys and signed webhooks — with sandbox keys and docs to match. Ship your first payout today.

  • Idempotent payout creation — safe retries, never pay twice
  • Webhooks for processed, queued and failed payouts
  • Scoped API keys, IP allow-listing & KYC-gated writes
  • Sandbox with real bank simulation — no waiting on approvals
Read the docs 
# create a payout
const payout = await paymyqr.payouts.create({
  account: { type: "vpa", vpa: "ramesh@okhdfc" },
  amount:  100.50,
  method:  "upi",
  idempotency_key: "INV-2026-0731"
});
// payout.status → "processed" | "queued" | "failed"
201 · processed ₹100.50 · UTR 123456789
Security & compliance

Your money, guarded end to end

Every payout is encrypted, approved and logged. Controls that satisfy finance, security and audit — out of the box.

Encrypted in transit & at rest 256-bit TLS and encrypted storage for every credential and transaction.
Maker-checker approvals High-value payouts require a second approver before money moves.
Scoped keys & IP allow-listing Restrict what each key can do and where it can call from.
Full audit trail Every action is logged, immutable and exportable for compliance.
Get started

Ready to move money?

Create your account and start disbursing in minutes.

Open your account Talk to sales